Mumbai's Personal CFO Firm

Your money deserves
a Chief Financial
Officer. Not a salesman.

Infunds is India's fee-only Personal CFO service for new-age HNIs — startup founders, CXOs, and first-generation wealth creators who need a trusted financial partner, not a product pusher.

We earn nothing from what we invest. We earn only what you pay us.
Book Your Free CFO Discovery Call View Services & Pricing
✦ SEBI NISM Certified
✦ MBA Finance
✦ Fee-Only Advisory
✦ Zero Product Commissions
✦ Mumbai Based
The Problem We Solve

Your wealth manager
is not on your side.

“90% of wealth managers in India earn commissions from the products they recommend. That means your advisor's income depends on which product they sell you, not on how well your money performs."

Whether you have just received ₹3 crore from an ESOP liquidation, crossed ₹1 crore in annual income, or built a business you're ready to scale. You need someone who coordinates your entire financial life. Taxes. Investments. Insurance. Estate. Business. Cash flow. All integrated, all conflict-free.

That is what a Personal CFO does. And that is what Infunds was built to be.

The Commission Conflict Banks and distributors earn 1–1.5% trail commission on mutual funds + 5–15% on insurance. Their advice follows their income — not your interests.
The Silo Problem Your CA handles taxes. Your bank handles FDs. A random agent handles insurance. No one sees the complete picture. Infunds coordinates everything.
The New Wealth Gap Startup exits. ESOP windfalls. Senior CXO salaries. New wealth is being created faster than advisors who understand it. Most HNI services are designed for old-money families, not first-generation creators.
The Institutional Coldness Large wealth firms assign you a junior RM who rotates every 18 months. Infunds means Vignesh Mevada personally — permanently accountable, personally invested in your financial life.
Services & Pricing

Three tiers. One promise.
Complete financial clarity.

Every service is fee-only. No commissions. No hidden income. The pricing below is what you pay — and the only thing we earn.

Tier 01 · Essentials
Personal CFO
Lite
For the wealth builder getting started
  • Annual Financial Health Report — complete picture of your money
  • Investment portfolio review & rebalancing guidance (2x/year)
  • Tax planning coordination with your CA
  • Insurance gap analysis & term/health optimisation
  • SIP & mutual fund strategy — no commissions, pure advice
  • Goal mapping: home, education, retirement, FIRE
  • Email & WhatsApp access — 48hr response guarantee
Ideal for Salaried professionals earning ₹15–50 Lakh/year or with ₹25L–₹2Cr in investable assets
Most Popular
Tier 02 · Core
Personal CFO
Pro
For the HNI who is serious about wealth
  • Everything in Lite, plus:
  • Quarterly CFO-style Financial Review — formal board-level meeting
  • Multi-asset portfolio strategy: equity, debt, real estate, alternatives
  • ESOP & liquidity event planning — tax-efficient structuring
  • Business income & personal wealth integration
  • NPS, PF & retirement corpus optimisation
  • Estate basics: nomination, joint-holding, will framework
  • Priority access: 24hr response, emergency calls included
  • Annual comprehensive financial health report + 12-month roadmap
Ideal for Startup founders, CXOs, senior professionals with ₹2–10 Cr in assets or high-income earners planning serious wealth creation
Tier 03 · Premium
Family CFO
For families building a lasting legacy
  • Everything in Pro, plus:
  • Dedicated Family CFO role — we attend your financial decisions
  • Family governance & financial charter for next generation
  • Will, trust structuring & succession planning coordination
  • Business valuation & founder wealth separation
  • Philanthropy & charitable giving framework
  • NRI & cross-border financial planning (FEMA, taxation)
  • Private family office setup advisory for ₹25 Cr+ families
  • Dedicated phone line to Vignesh Mevada — always on
Ideal for Business families, entrepreneurs with ₹5–50 Cr net worth, NRIs with significant India assets, UHNI individuals planning succession
Add-On Services · Available Standalone or with Any Tier
ESOP & Liquidity Event Planning
One-time deep-dive on your ESOP exercise, tax implications, reinvestment strategy, and post-exit wealth structure. Critical for startup employees.
Financial Health Audit
A complete 360° audit of your current financial position — assets, liabilities, insurance coverage, tax efficiency, and investment allocation. Delivered as a 15-page report.
Estate Planning Starter
Will framework, nomination strategy, joint-holding optimisation, and basic trust assessment. Coordinated with your lawyer for execution.
Startup Founder CFO Hour
Hourly advisory for founders navigating salary structure, equity planning, fundraising impact on personal taxes, and early wealth building.
Corporate Financial Wellness
90-minute expert session for your company's senior team on personal financial planning, ESOP strategy, and wealth creation. Offered to companies as an employee benefit.
NRI India Financial Plan
Cross-border planning covering FEMA compliance, Indian taxation for NRIs, property management, NRO/NRE optimisation, and repatriation strategy.
Our Commitment
Every fee is transparent. Zero commissions. Zero conflicts. If we ever recommend a product, we earn nothing from it — by design and by policy.
Start With a Free Discovery Call
How It Works

From first call to
lifelong financial clarity.

A structured, deliberate onboarding process so we understand your complete financial picture before we advise on a single rupee.

01
Discovery Call — 45 Minutes
No pitch. No product. A real conversation about where you are financially, what keeps you up at night about money, and what you are trying to build. We decide together whether Infunds is the right fit.
02
Complete Financial Mapping
We collect and audit every element of your financial life: all investments, liabilities, insurance policies, tax filings, income sources, business interests, and future goals. This is the foundation on which everything is built.
03
Your Personal CFO Strategy
We build your integrated financial plan: investment strategy, tax optimisation, insurance rationalisation, estate basics, and a 12-month financial roadmap. You receive a comprehensive written plan — not a product brochure.
04
CFO-Style Quarterly Reviews
Every quarter, we meet for a formal financial review — portfolio performance, goal tracking, tax planning updates, life changes, and strategy adjustments. You leave every meeting with clarity and a specific action list.
05
Your CFO on Call
Got a major financial decision — a new job offer, an inheritance, a business opportunity? Infunds is available between reviews. No appointment needed for important questions. This is what a real CFO relationship looks like.
The Person Behind Infunds

You are not getting
a firm. You're getting Vignesh.

Vignesh Mevada
Founder & Personal CFO · Infunds

With an MBA in Finance specializing in Investment Planning and Business Strategy, he brings a rare combination of structural market insight and dedicated financial leadership to infunds.

He is a SEBI NISM Certified professional, holding prestigious advanced certifications in the Securities Market (NISM Series X-A & X-B). Over a distinguished career spanning more than five years in financial advisory, he has mastered the complexities of investment planning, sophisticated financial modeling, and business growth strategies. His trusted expertise is also recognized at the board level, where he serves as an Advisory Board Member for Shivay Publication, guiding their strategic financial initiatives.

He created Infunds to bring this institutional-grade expertise directly to individuals, families, and business leaders, ensuring that true fiduciary care remains at the heart of every financial journey.

🎓
MBA in Finance
Specialisation in Investment Planning & Business Strategy
📋
SEBI NISM Certified
Securities Market Certification — NISM Series XA & XB
💼
5+ Years in Finance Advisory
Investment planning, financial modelling, business strategy
🏛️
Advisory Board Member
Shivay Publication — strategic financial advisory
VM
"Clients don't need more products. They need someone who will tell them the truth about their money — without selling them anything."
Why Infunds

Four things that make
us fundamentally different.

⚖️
Zero Conflict of Interest
We are legally structured as fee-only advisors. We earn nothing from any product, fund, or insurance policy we recommend. Our income depends entirely on the value we create for you — and nothing else.
🧠
Integrated Financial Thinking
Your CA sees only taxes. Your banker sees only products. We see everything — investments, tax, insurance, business, estate, and cash flow — as one interconnected system. That integration is where the real value is created.
🤝
Direct Access to the Founder
At large firms, you are an account number. At Infunds, you have Vignesh Mevada's direct line. The same person who designed your strategy answers your questions — not a junior RM who just joined last month.
📐
Built for New Wealth
Old-money family offices are not built for ESOP millionaires, first-gen entrepreneurs, or CXOs with complex salary structures. Infunds was designed specifically for India's new wealth creators — because that is who we understand best.
Client Voices

Real people. Real outcomes.

What our clients say about having a Personal CFO in their corner.

"

I received ₹2.2 crore from my ESOP exit and had no idea what to do with it. Vignesh sat with me for three hours, mapped every option, and built a plan that saved me over ₹18 lakhs in taxes I would have paid otherwise. That's not advice — that's a CFO.

R
Rahul S.
Senior Engineer, Bengaluru Tech Startup
"

My previous wealth manager never told me he was earning commission on every fund he put me in. When I switched to Infunds, Vignesh reviewed my portfolio and we moved ₹80 lakhs out of expensive, underperforming funds into better ones. The honesty alone was worth the fee.

P
Priya M.
Director, Financial Services Company, Mumbai
"

As an NRI, managing my India assets was a nightmare — property, NRO accounts, FDs, and no clarity on FEMA rules. Vignesh untangled everything, gave me a proper structure, and now I actually understand where my money is and why. Worth every rupee.

A
Arjun K.
NRI, London — India assets in Mumbai & Pune
Begin Your CFO Journey

Your first call costs nothing.
Staying without a CFO costs more.

Book a free 45-minute Discovery Call with Vignesh Mevada. No pitch. No product. An honest conversation about your money and whether Infunds is the right fit for you.

Book Your Discovery Call — It's Free
Response guaranteed within 24 hours · No obligation · No sales pitch